BUSINESS & AG LOANS
Business and Ag Loans That Work as Hard as You Do
Financing That Grows With You
At Ft. Randall Federal Credit Union, we understand the dedication it takes to run a small business or agricultural operation in South Dakota. From unpredictable markets to long days in the field or behind the counter, your work is essential to the health of our communities — and we’re here to support it. That’s why we offer business and ag loans designed to meet the needs of local entrepreneurs, farmers, and ranchers with personalized support, competitive rates, and flexible terms.
Financing Built for South Dakota Businesses
Whether you’re just starting out or expanding your operations, we make it easier to access the funding you need to take the next step. Our business loans help cover everything from working capital and equipment to facility improvements, vehicle purchases, and beyond. We work with you to understand your goals and structure loan solutions that make sense for your operations and cash flow.
Start-Up Businesses
Business Equipment/Vehicles
Operating Lines of Credit
Business Construction
Business Real Estate
Business Credit Cards
Business Checking Accounts
Start the loan application process by completing a Personal Financial Statement.
Support for South Dakota Agriculture
As a credit union rooted in rural values, we know how important it is to provide reliable, flexible financing for agriculture. Our ag loans support farmers and ranchers across Brule, Bon Homme, Charles Mix, Douglas, Gregory, and Hutchinson counties with funding that helps maintain, grow, or transition operations.
Livestock and Equipment
Operating Lines of Credit
Agricultural Real Estate
FSA Guaranteed Loans
FSA Participation Loans
Farmer Mac Real Estate Loans
Whether you’re a multi-generational family farm or a young producer just getting started, we’re committed to serving you with financial solutions that reflect the realities of ag life.
Smart Tools to Help You Stay on Track:
Online banking for easy account access
Payroll deduction and automatic payment options
Financial planning support
Resources to help manage cash flow and plan for growth
With branches in Wagner and Platte, we’re always close by when you need advice, answers, or support.
Let’s Grow Together
Your success fuels our communities, and we’re proud to be a partner in your progress. Whether you're raising cattle, planting fields, or running a storefront on Main Street, Ft. Randall FCU is ready to work as hard as you do. Talk to a loan officer today and discover how we can help you fund what’s next.