LOANS
The Right Loan for Wherever Life Takes You
Financing That Fits Your Life, Backed by People Who Care
At Ft. Randall Federal Credit Union, we make borrowing simple and centered around your goals. Whether you need Auto Loans, Recreational Vehicle Loans, or Personal Loans, our options are built to help you live more and stress less—with competitive rates, honest terms, and local decisions made by people in your community. With branches in Wagner and Platte, we’re here to support your next step, wherever life takes you.
Personal Loans
Cover unexpected expenses, consolidate debt, or fund a big purchase with a flexible personal loan. With competitive rates and local service, you’ll get the support you need.
Auto Loans
Finance your next ride with an auto loan that fits your lifestyle and budget. Whether you're buying new, used, or refinancing, we make the process smooth and stress-free.
Recreational Vehicle Loans
Hit the road, lake, or campground with a loan for your next camper, boat, or ATV. Our recreational vehicle loans offer affordable terms and local guidance so you can focus on the adventure ahead.
Overdraft Line of Credit
Protect your checking account from overdrafts with a line of credit that automatically kicks in when you need it. It’s a simple way to avoid fees and keep things running smoothly.
Share Secured Loans
Use your savings to secure a loan and enjoy lower interest rates while continuing to earn dividends. It's a great option for building credit or borrowing responsibly.
Credit Builder Loans
Just starting out or rebuilding credit? Our credit builder loans are designed to help you strengthen your credit history and establish smart borrowing habits over time.
Other Secured Loans
Looking to use collateral like a CD, vehicle, or other asset to secure a loan? We offer custom solutions to fit your needs—reach out to learn what’s possible.
Business/Ag Loans
Support your growing business or farm operation with competitive financing options, local decision-making, and a team that understands the unique needs of South Dakota businesses.
Why Ft. Randall Federal Credit Union?
Competitive Loan Rates
Quick Decisions Made Locally
Personalized, Friendly Service
Transparent Terms and No Pressure
We treat our members like family, not account numbers. That’s why so many of our members come back to us again and again—because we truly care.
Start your loan application online, over the phone, or in person at either of our convenient branches in Wagner or Platte. Our team is here to answer questions and walk you through every step.