Personal Loans

Make your budget work for YOU.

Nobody likes wasting money on high interest rates and neither do we, Fort Randall FCU has all types of loans available to help you manage your finances! We are always here to help whenever you need us and often times find ways to save you money.Apply today!

New Auto

Our competitive new auto rates often beat the competition and can help you afford a newer car.

  • Competitive rates
  • Financing available up to 100% of the purchase price
  • Flexible payment terms up to 84 months
  • Pre-approval available
  • New autos- 2019-2017

Used Auto

Our competitive used auto rates fit any budget.

  • Competitive rates
  • Financing available up to 100% of the NADA retail value
  • Flexible payment terms up to 84 months
  • Pre-approval available
  • Used autos- 2016-2014

Late Model Used Auto

Looking at a late model auto? We finance those too!

  • Competitive rates
  • Financing available up to 100% of the NADA retail value
  • Flexible payment terms up to 36 months
  • Pre-approval available
  • Used autos- 2009 and older

New and Used Recreational Vehicles

Whether you're looking to hit the trail, road, water, or snow, we have you covered with loans on ATVs, UTVs, jet skis, boats, snowmobiles, campers, and motor homes.

  • Competitive rates
  • Financing available up to 100% of the NADA retail value
  • Flexible payment terms up to 180 months
  • Pre-approval available

Motorcycle

If you're looking to hit the road on a new motorcycle, we have the right loans options for you.

  • Competitive rates
  • Financing available up to 100% of the NADA retail value
  • Flexible payment terms up to 72 months
  • Pre-approval available

Life Event

Emergency come up? Need a little help with bills or other living expenses? Our life event loans are here to help you every step of the way.

  • Competitive rates
  • Loans up to $10,000
  • Flexible payment terms up to 36 months

Overdraft Line of Credit

Occasionally we have more time than money and need a little help with cash between paychecks. An Overdraft Line of Credit (ODLOC) may be just what you need.

  • Competitive rates
  • Loans up to $10,000
  • Flexible payment terms up to 36 months

Other Secured

Are you looking at a classic car? Maybe a small piece of equipment? Our other secured loans cover a wide array of categories.

  • Competitive rates
  • Financing available up to 80% of the value
  • Flexible payment terms up to 60 months

Share Secured

Have money put a way you don't want to use, but need some extra cash? Our shared secured loans can offer you just that.

  • Secure a loan with your savings or a certificate of deposit at a low rate
  • Flexible payment terms to fit any budget

Credit Builder

Looking to build your credit or re-establish your credit? Our Credit Builder loans are exactly what you need.

  • Competitive rates
  • Flexible payment terms to fit any budget