HOME IMPROVEMENT
Improve your Home with Confidence and Ease
Upgrade Your Space with Confidence and Clarity
Making improvements to your home is an exciting way to enhance comfort, increase value, and create a space that truly feels like yours. At Ft. Randall Federal Credit Union, we understand that home projects—big or small—require financing options that are flexible, affordable, and tailored to your unique needs.
Financing Made Simple and Transparent
Our home improvement loans are designed with you in mind. Whether you're planning a kitchen remodel, upgrading your HVAC system, or tackling essential repairs, FRFCU offers competitive rates and clear terms so you can focus on the project — not the paperwork. We provide personalized guidance throughout the loan process, helping you understand your options and choose a solution that fits your budget.
Competitive, affordable rates based on your creditworthiness
Flexible repayment terms to match your financial situation
Local underwriting and decision-making for faster approvals
Easy application process with friendly, knowledgeable loan officers
Use Your Loan for Any Home Improvement Project
There’s no one-size-fits-all when it comes to home improvements. Our loans cover a wide range of projects, including:
Kitchen and bathroom renovations
Roofing and siding repairs
Energy-efficient upgrades
Flooring and painting
Landscaping and outdoor living spaces
Plumbing and electrical updates
And much more
Local Support You Can Count On
As a member-owned credit union serving communities in Brule, Bon Homme, Charles Mix, Douglas, Gregory, and Hutchinson counties, we pride ourselves on delivering local, personalized service. Our branches in Wagner and Platte mean you have easy access to a lending team that knows your neighborhood and understands your goals.
Unlike larger financial institutions tied to the secondary mortgage market, we keep lending local and transparent. When you choose FRFCU, you get a partner who’s invested in your success—not just your loan.
Building Financial Confidence
Beyond just offering loans, Ft. Randall FCU is committed to helping you make smart financial decisions. We provide educational resources and one-on-one support to help you plan your budget, understand your credit, and manage your finances responsibly throughout your home improvement journey.
Ready to Start Your Project
If you’re ready to upgrade your home, Fort Randall Federal Credit Union is ready to help. Contact us today to explore your home improvement loan options and discover financing built around your life, your home, and your community.