MORTGAGES

Mortgages & Home Loans to Fit Your Lifestyle

Your Homeownership Journey Starts Here

Buying a home is a significant milestone, and you don’t have to take it alone. At Ft. Randall Federal Credit Union, we’re here to help you find the right financing. Whether you’re buying your first home, upgrading your space, or improving the place you love.

First Mortgage

Looking for your forever home—or maybe just your first one? We offer straightforward mortgage options with competitive rates and personal service every step of the way.

Home Equity Line of Credit

Use the value in your home to fund what matters most. If you are remodeling your home, paying off debt, or dealing with a large expense, we have home equity options for you. These options provide flexible access to cash.

Home Improvement Loan

Give your home the upgrades it deserves. Whether you're replacing windows, remodeling a kitchen, or tackling necessary repairs, our home improvement loans make it easy to fund projects—big or small—with competitive rates and local support.

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CU Mortgage Direct, LLC

Looking for additional mortgage solutions or longer terms? We’ve partnered with CU Mortgage Direct, LLC to offer you more lending choices in the secondary mortgage market.

Why Ft. Randall Federal Credit Union?

Quick Decisions Made Locally

Competitive Loan Rates

Transparent Terms and No Pressure

Personalized, Friendly Service

We treat our members like family, not account numbers. That’s why so many of our members come back to us again and again—because we truly care.

A bridge over a large body of water with a town and green trees in the foreground and rolling hills in the background under a partly cloudy sky.

Start your mortgage application online, over the phone, or in person at either of our convenient branches in Wagner or Platte. Our team is here to answer questions and walk you through every step.

At Ft. Randall Federal Credit Union, we're not just lending money—we’re investing in your future.