Access

Convenience Wherever, Whenever You Need It.

In addition to our loan and deposit services, Fort Randall Federal Credit Union also offers a number of other services including:

Online Banking

It’s convenient, safe, free, and simple to use. Your personal computer can now serve as your home branch and its open 24 hours a day, 7 days a week! Access Online Banking

Bill Pay

Bill pay is the easier, faster, and more secure way to pay all of your bills online. Our Bill Pay features:

  • Control- You can change, edit, or stop pending payments at anytime
  • Convenience- Pay anyone you normally pay by check without needing an envelope and stamp
  • Organization- Manage all of your payments from one convenient location

Check out the Bill Pay Demo to see how it works!

Pop Money

Bill Pay also features Pop Money, allowing you to pay anyone securely, conveniently, and timely! You can send money electronically via:

  • Text message- The receiver receives a text and puts in their account information, keeping their account information secure while having them paid in 1-3 business days.
  • Email- The receiver receives an email allowing them to enter their account information.
  • Account Information- If you have the receivers account information, simply enter it and they will receive their money in 1-3 business days.

Mobile Banking

Please access the Google Play or Apple App Store to download the Fort Randall FCU Mobiliti app.

ATMs

Make withdrawals conveniently any time by utilizing our ATMs located at each branch location.

Direct Deposit

Avoid waiting in line to deposit your paycheck! Sign up for Direct Deposit with your employer and enjoy hassle free paydays.

Other Services

VISA ATM Check Card (Checking)

Our VISA Debit Check Card gives you access to your checking accounts funds to make purchases without the hassle of writing a check. Withdrawals can also be made at ATMs worldwide and thousands of surcharge-free ATMs through the Star Network.

VISA Gift Cards

Not sure what to give as a gift? A VISA Gift Card is a great gift for any occasion, available up to $1500

Prepaid Reloadable Debit Card

Prepaid, Reloadable VISA Debit Cards are a great financial management tool! You can decide ahead of time how much of your funds you want to be able to access which can help you manage your budget. You can make purchases anywhere VISA is accepted and get cash at ATMs. To reload your card simply go online to www.CUMONEY.com.

Guaranteed Asset Protection (GAP) Insurance

The moment you drive a vehicle off of the car lot, chances are it is worth less than it was a moment ago. When a vehicle is totaled in an accident or stolen, you could end up owing more than your vehicle is worth. GAP insurance is designed to cover the difference between your loan balance and the amount the insurance companies pays you for your vehicle. Better yet? Our GAP Insurance offers deductible reimbursement to pay your automobiles deductible up to twice a year and provides you with $1,000 towards the purchase of a new vehicle in the event your vehicle suffers a total loss.

Extended Vehicle Warranty (Mechanical Repair Coverage)

Nearly half of all Americans say they don’t have $400 to pay an unexpected expense*. Mechanical Repair Coverage may help you pay for covered repairs on your vehicle even after your manufacturer’s warranty expires.

*Autoguide.com, “Average Car Repair Cost Holds Steady: Study,” April 22, 2015. **PunditFact, "47% say they lack ready cash to pay a surprise $400 bill," June 17, 2015.

Payment Protection- Credit Life & Disability Insurance

An unexpected sickness, disability or death could prevent you from being able to pay your bills or loan payments. Our Credit Life & Disability Insurance can help protect you from facing financial hardships due to a disability or save your family from the struggle of trying to manage your debt obligations. Peace of Mind, Every Time.

Life Protection- Designed to pay off your loan in the event of death. Life Protection is available to the borrower as single coverage and for both the borrower and co-borrower as joint coverage.

Disability Protection- Designed to make your monthly payments if you are ill or injured, under doctor’s care, and unable to work for more than 14 days. Single & Joint coverage available.

Useful Links

Reorder checks for less NADA Guides TruStage coverage TruStage quote CU Mortgage

Every person is entitled to receive one free copy of their credit report from each of the consumer credit reporting companies-Equifax, Experian, and TransUnion. This free credit file can be requested through the following website, or by calling 1-877-322-8228.

Annual Credit Report