Rates

Consumer Loan Rates

Auto Loans Rates

2017-2014
Credit Score
Platinum
750 - Above
Premier
700-749
Valued
650-699
Builder
600-649
Rebuilder
599-Under
Up To 36 Months 3.84% 4.34% 6.34% 9.34% 18.00%
48 Months 3.94% 4.44% 6.44% 9.44% 18.00%
60 Months 4.04% 4.54% 6.54% 9.54% 18.00%
72 Months (over $20,000) 4.24% 4.74% 6.74%
2013-2009
Up To 36 Months 4.44% 4.94% 6.94% 9.94% 18.00%
48 Months 4.54% 5.04% 7.04% 10.04% 18.00%
60 Months 4.64% 5.14% 7.14% 10.14% 18.00%
2008 and older
Up To 36 Months 6.24% 6.74% 8.74% 11.74% 18.00%
48 Months 7.24% 7.74% 9.74% 12.74% 18.00%

*Vehicles over 15 years old will have an unsecured rate.
**Newer vehicles over 100,000 miles with high retail value may qualify for regular rate.

Recreational Vechicles (Boats, Campers, Motorcycles)

All Years Platinum Premier Valued Builder Rebuilder
Up To 36 Months 3.75% 4.25% 6.25% 9.25% 18.00%
48 Months 4.25% 4.75% 6.75% 9.75% 18.00%
60 Months 4.75% 5.25% 7.25% 10.25% 18.00%
120 Months ($25,000 and over) 6.15% 6.65% 8.65%

Mortgages/Construction

Platinum Premier Construction
80% appraisal or 100% asessed 4.25% 4.50% 5.25%

(Fixed rate/5 yr balloon)

Personal

Platinum Premier Valued Builder Rebuilder
12 months 8.99% 9.49% 11.49% 15.50% 18.00%
24 months 9.99% 10.49% 12.49% 15.50% 18.00%
36 months 10.99% 11.49% 13.49% 15.50% 18.00%

Overdraft Line of Credit

Platinum Premier Valued Builder Rebuilder
36 months 9.75% 10.00% 12.00% 15.00% 18.00%

Other Secured

Platinum Premier Valued Builder Rebuilder
Up To 36 Months 5.99% 6.49% 8.49% 11.49% 18.00%
48 Months 6.49% 6.99% 8.99% 11.99% 18.00%
60 Months 6.99% 7.49% 9.49% 12.49% 18.00%

Discounts

.25% if you sign up for payroll deduction or automatic transfer of loan payment and sign up for e-statements (statements will not be mailed)

Shared Certificates Rates

Effective as of Sept. 11, 2017

Certificates

Rate APY*
3 Months .25% .25%
6 Month .45% .45%
12 Month .65% .65%
18 Month .95% .95%
24 Month 1.05% 1.05%

$250.00 Minimum - 18 years of age and younger
$500.00 Minimum - 19 years of age and older
*APY* - Annual Percentage Yield

Flexible Certificates

Rate APY*
.25% .25%

$100.00 Minimum - 12 month term
*APY* - Annual Percentage Yield

Allowance Certificates

Rate APY*
.25 .25

$25.00 minimum 12 month term for members 18 year of age and younger
*APY* - Annual Percentage Yield

Please contact a credit union employee for further information on applicable fees and terms.

Share Rates

Effective as of: January for Qtr IV 2014

Dividend Rates

Share Savings

Rate APY* Limits
0.15% 0.15% $25.00 and over

Maximum contribution of $250.00 per month
Declared March for Qtr I 2017
*APY* - Annual Percentage Yield

Share Draft

Rate APY* Limits
0.05% 0.05% Average daily balance over $100.00

Maximum contribution of $250.00 per month
Declared March for Qtr I 2017
*APY* - Annual Percentage Yield

Money Market Savings

Rate APY* Limits
0.15% 0.15% $2,500 and over

Maximum contribution of $250.00 per month
Declared March for Qtr I 2017
*APY* - Annual Percentage Yield

Share IRAs

Rate APY* Limits
1.00% 1.00% $25.00 and over

Maximum contribution of $250.00 per month
Declared March for Qtr I 2017
*APY* - Annual Percentage Yield

Christmas Club Shares

Rate APY* Limits
.20% .20% .20%

Maximum contribution of $250.00 per month
Declared March for Qtr I 2017
*APY* - Annual Percentage Yield