JOIN
Become a Member of Ft. Randall Federal Credit Union
Join Ft. Randall Federal Credit Union and Start Banking Smarter
At Ft. Randall Federal Credit Union, we believe everyone deserves access to financial services that are personal, affordable, and community-focused. Joining our credit union means becoming part of a member-owned financial cooperative dedicated to helping you reach your financial goals—whether that’s buying a home, saving for the future, or managing day-to-day expenses with ease.
Why Choose Fort Randall FCU?
Unlike big banks, our credit union puts members first. When you join Fort Randall FCU, you’re not just opening an account—you’re gaining a partner that values your financial well-being. Our members benefit from lower fees, competitive rates on loans and savings, and access to a wide range of services designed with your needs in mind.
We serve individuals and families across Brule, Bon Homme, Charles Mix, Douglas, Gregory, and Hutchinson counties. Whether you’re a student just starting out, a growing family, or a local business owner, our personalized approach ensures you receive the support and tools you need to succeed financially.
Member Benefits
Becoming a member unlocks access to convenient checking and savings accounts, flexible loan options like RV and home improvement loans, credit builder programs, and secure online and mobile banking. Plus, with free access to ATMs and local branch support in Wagner and Platte, managing your money has never been easier.
Membership Eligibility
Membership is open to anyone who lives, works, worships, or attends school in our six-county service area. Joining is easy, and our friendly staff will help you find the right account options for your lifestyle. We also welcome immediate family members of current credit union members, expanding our community one family at a time.
How to Join
Joining Ft. Randall FCU is simple and fast. Start by opening a membership savings account with a minimum deposit, which establishes your ownership in the credit union. From there, you can apply for additional products and services tailored to your financial goals.
You can join online by filling out our secure application form or visit one of our conveniently located branches in Wagner or Platte for in-person assistance. Our staff will guide you through every step, ensuring your transition to Ft. Randall FCU is seamless and stress-free.
Why Ft. Randall Federal Credit Union?
Competitive Loan Rates
Quick Decisions Made Locally
Personalized, Friendly Service
Transparent Terms and No Pressure
We treat our members like family, not account numbers. That’s why so many of our members come back to us again and again—because we truly care.
Becoming a member of Fort Randall Federal Credit Union is your first step toward smarter banking and stronger financial health. With personalized service, competitive products, and a commitment to your community, we’re here to support you through every financial milestone.
Ready to join? Apply online or stop by one of our local branches. Experience the difference of a credit union that truly cares — join Fort Randall FCU today and become part of a community where your financial success matters most.
